Home › Warm Homes Loan Scheme
Coming soon · Updated 15 October 2026
Please note: The planned 12 October 2026 launch was paused for government review. No new launch date or customer loan terms have been confirmed. Warm Homes Loans are not yet available.
These are maximum limits, not guaranteed loans. Borrowing depends on eligible costs, lender terms and affordability checks.
What you can borrow depends on your quote and the lender's checks. Heat pump caps apply before any Boiler Upgrade Scheme grant is deducted.
Will it be interest free? Lenders may offer low- or zero-interest products, but 0% isn't guaranteed. Rates will depend on the lender and the product.